You have many choices when considering what Medicare options are best for you. The information in this section gives you a basic overview of the Plans available so that you can make a more informed choice. But one size does not fit all. Your history, along with your concerns, make the right Medicare insurance plan choice unique to you.
As Independent Brokers, we can help you consider multiple solutions and craft for you a customized health insurance plan which considers all the options available.
DelVal Senior Advisors works with seniors throughout Pennsylvania and New Jersey to develop a Medicare insurance plan that best fits their needs.
Which Medicare insurance plan is right for me?
This is a question only you can answer after you have carefully reviewed all the information.
Medicare Part A: You are automatically enrolled in Medicare Part A hospital insurance when you turn age 65. Usually there is no cost for this benefit.
Medicare Part B: Medicare Part B covers physician and outpatient hospital services. There is a premium for this benefit. Most people must elect Part B.
If you want additional coverage, here are some of the questions you will need to answer to help you make the right Medicare decision:
- Am I willing to pay a higher premium for lower out of pocket expenses?
- Do I mind referrals?
- Do I want to select my own drug card?
- Do I mind a plan where I have to use a network?
- Do I regularly travel outside my home area?
- Do I want a plan that keeps the same benefits year in and year out?
If you want additional coverage beyond Medicare Part A and Part B, there are 2 avenues:
Contact DelVal Senior Advisors for help in finding the right Medicare Supplement (Medigap) or Medicare Advantage plan for your needs.